For Part A: Trip Cancellation Waiver, purchase within 14 days and your pre-existing medical condition would qualify for cash reimbursement; purchase after 14 days and receive a voucher.
For Part B: Travel Benefits, a pre-existing medical condition is an illness or injury that you, a traveling companion or family member were seeking or receiving treatment for or had symptoms of on the day you purchased your plan, or at any time in the 120 days before you purchased it.
Please also note that you may still be covered for losses caused by reasons other than those related to a pre-existing medical condition. Terms, conditions and exclusions apply. Please see your Certificate of Insurance Policy for full details.
Purchasing Part B Travel Benefits with a pre-existing condition:
Allianz Global Assistance offers pre-existing medical condition coverage, as long as the following criteria is met:
- Your policy was purchased within 14 days of the date of the first trip payment or deposit
- You were a U.S. resident when the policy was purchased
- You were medically able to travel when the policy was purchased
- On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date
Please see your Certificate of Insurance/Policy for terms, conditions, and exclusions. Even if you don't meet the requirements for pre-existing condition coverage, you can still purchase travel insurance, but any loss due to a pre-existing medical condition will be excluded.