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Enhanced 100% Travel Protection Plan


Please note: The following information is for travelers who purchased protection BEFORE March 1, 2021. If you purchased a Traveler Protection Plan AFTER March 1, 2021, click here.

Don’t we all want peace of mind while traveling? 

Your house. Your car. Your life. Why not your trip of a lifetime? With Vantage’s Travel Protection Plan, you can insure your dream journey at the best value in the deluxe travel industry for just a few dollars a day. Remember, Medicare and most private insurance plans don’t provide overseas coverage, so this comprehensive plan is essential. Here’s what you get:

Benefits Summary

PART A - Cancellation Waiver Program (Provided by Vantage Deluxe World Travel) **
BENEFIT Maximum Limit
Cancellation Penalty Waiver Trip Cost
Enhanced Cancel For Any Reason Penalty Waiver Trip Cost


PART B - Travel Arrangement Protection (Underwritten by U.S. Fire Insurance Company)**
BENEFIT Maximum Limit
Trip Interruption Trip Cost
Missed Connection Was $750 Now $1,600*
Travel Delay expense Was $750 Now $1,600*
Accident and Sickness Medical Expense, including dental
Was $50,000 Now $100,000*
Emergency Evacuation & Repatriation $500,000
Accidental Death & Dismemberment Was $25,000 Now $50,000*
Baggage & Personal Effects $3,000
Baggage Delay (Up to $250 per day) $1,000

Here's what is covered:

What happens if ...
Why Travel Protection is priceless
You are badly injured while traveling abroad and hospitalized
With a Medical Evacuation plan, you won't have to worry. Our plan provider will arrange your transport, and you won't lose your savings. 
Your connecting flight is delayed due to an ice storm
With travel delay protection, you can be reimbursed for a hotel room and transportation up to the plan limits, so you can get a good night's rest. 
Your luggage has been lost by the airline
The airline has limited responsibilities for missing luggage, but Baggage and Baggage Delay Coverage provides reimbursement for replacement clothing and other necessities, up to the plan limits. 
Your travel destination is hit by political unrest before you depart

Our Cancel For Any Reason coverage lets you cancel for any reason, so you'll receive your entire prepaid nonrefundable trip cost in the form of a Vantage Travel Certificate for the cancellation penalty amount. You’ll receive the balance of the refund, if applicable, by check or a credit on your card credit. 

Learn more


Please note: Purchase our plan within 14 days of reserving your trip and you’ll waive the Pre-Existing Condition Exclusion, provided you are not disabled from travel at the time of plan payment. This plan may only be purchased up to 121 days prior to your scheduled departure date. If making a last-minute booking within 121 days, then you may only purchase this plan when making your initial deposit/payment of your Vantage trip.

Cost of travel protection

To understand more about the costs associated with your Travel Protection Plan, please click here.

*Plan documents represent plan for bookings prior to July 1, 2017. Plan documents for bookings after July 1, 2017 will be added shortly.


More Information

Follow this link to detailed information.

NON-INSURANCE SERVICES

One Call Worldwide Assistance Services
Global Xpi
** The Part A cancellation waiver program is provided by Vantage Deluxe World Travel in all states except New York. For New York residents, the Part B Travel Arrangement Benefits are underwritten by United States Fire Insurance Company.


If you must cancel your Vantage trip prior to departure:

If you must cancel your Vantage trip before your scheduled departure date for: 1) a covered reason under the Part A cancellation penalty waiver benefit, you will be reimbursed by check for the cancellation penalty amount (the balance of the refund, if applicable, will be made either by check or credit card credit); or 2) for any reason under the Enhanced Cancel For Any Reason Penalty benefit, you will receive a Vantage Travel Certificate for the cancellation penalty amount (the balance of the refund, if applicable, will be made either by check or credit card credit).

Please note that the Vantage Travel Part A Enhanced Cancel For Any Reason Penalty Waiver does not cover penalties associated with air or other travel arrangements not directly provided by Vantage. Vantage Travel Certificates are nontransferable and nonrefundable, valid for one year from the date of issuance, (but not to exceed 15 months after the date of trip cancellation, and may not be redeemed for cash).

Plus, you can access your medical records online - With our exclusive Free Global XPI Service, you can ensure that your important medical records are available to you or any physician chosen by you, at anytime, anywhere in the world, quickly, wherever there is internet access available. Register at www.globalxpi.com or call, toll free: 1-800-379-9887. Use Program Code F427V.

CLAIMS (notices received prior to September 23, 2020)

If you previously purchased a Travel Protection Plan for a tour or other travel with Vantage Travel Service, Inc. d/b/a Vantage Deluxe World Travel and Vantage Adventures (hereinafter “Vantage”) and you received confirmation or notice prior to September 23, 2020 that your previously submitted claim entitles you to a cash refund under such plan (hereinafter an “Affected Claimholder”), please be advised that Vantage has taken over the responsibilities of Plan Administrator from Trip Mate, Inc. and will administer your refund. If you are or believe you may be an Affected Claimholder, and you have an inquiry concerning your claim, please contact: Vantage Deluxe World Travel, Attn: Claim Representative, customercare@vantagetravel.com and phone: 1-888-982-6824.

This communication does not alter, amend, revise, or otherwise change any rights or obligations that may otherwise exist under Vantage’s Terms & Conditions (https://www.vantagetravel.com/terms-and-conditions). This communication applies only to those customers that purchased the Travel Protection Plan (as defined in Vantage’s Terms & Conditions) and were advised on or before September 23, 2020 that they were entitled to a cash refund.

Plan benefits

Experience the world with Travel Protection Plan.

With Vantage Travel Protection, it will help you safeguard your trip — even your deposit — even if you need to cancel at the last moment! We personally designed Vantage's Travel Protection Plan with maximum benefits like this specifically for our travelers!


Help protect yourself early with Vantage’s Preexisting Medical Conditions Waiver!

Purchase Vantage's Travel Protection Plan within 14 days of your initial payment/deposit of your journey and the plan’s preexisting conditions exclusion will be waived, provided you are not disabled from travel at the time the plan payment is made. If booking is within 60 days of departure date, travel protection must be purchased at time of booking. We encourage you to purchase the plan when you reserve your trip.


And remember, Medicare DOES NOT cover you overseas and many private insurance plans may not provide coverage for you overseas.

Benefits summary

PART A - Cancellation Waiver Program (Provided by Vantage Deluxe World Travel) **
BENEFIT Maximum Limit
Cancellation Penalty Waiver Trip Cost
Enhanced Cancel For Any Reason Penalty Waiver Trip Cost


PART B - Travel Arrangement Protection (Underwritten by Unites States Fire Insurance Company) **
BENEFIT Maximum Limit
Trip Interruption Trip Cost
Missed Connection Was $750 Now $1,600*
Travel Delay expense Was $750 Now $1,600*
Accident and Sickness Medical Expense, including dental
Was $50,000 Now $100,000*
Emergency Evacuation & Repatriation $500,000
Accidental Death & Dismemberment Was $25,000 Now $50,000*
Baggage & Personal Effects $3,000
Baggage Delay (Up to $250 per day) $1,000

* New benefits apply to bookings starting July 1, 2017.  Bookings prior to July 1, 2017 will be at the prior benefits.


NON-INSURANCE SERVICES
One Call Worldwide Assistance Services
Global Xpi

** The Part A Cancellation Waiver Program is provided by Vantage Deluxe World Travel in all states except New York. For New York residents, the Part B Travel Arrangement Benefits are underwritten by United States Fire Insurance Company.

For More Information

Coverage


Not sure if the investment is worth it?

It’s true that travel protection is an additional expense — and one we hope you’ll never have to use, if all goes well. But as every traveler knows, we must plan for the unexpected. If you need to cancel your trip close to departure (because of a lost or stolen passport, medical issue, family emergency, world events, work schedule, etc.), you could lose your entire investment. If accidents or medical issues rear their ugly heads while on tour, you could be facing bills in the hundreds of thousands. These expenses far outweigh the cost of travel protection, which more than pays for itself in the event that you need to use it.

Choosing travel protection ensures that you, your loved ones, and your investment are 100% protected from point of purchase until your return home. There’s a reason the U.S. Department of State recommends taking travel protection every time, and we urge you (based on horror stories we know too well) to not take the risk of traveling unprotected. Now, Vantage’s Travel Protection Plan also includes coverage for COVID-19 related claims.

Comparing plans?

When it comes to Travel Protection plans, it’s true that you get what you pay for. We’ve designed our plan carefully with our travelers’ needs in mind. If you’re comparing to less expensive plans, please look closely at the coverage details and compare the fine print, because you’ll often find a reason for the lower cost. You’re smart to protect yourself, but don’t settle for less and risk traveling with only partial coverage. Vantage does offer many other ways to save, including a few ways you can even travel for free — see HERE for more details.

Are you covered for...?

True Cancellation for Any Reason:
No restrictions or fine print.

Buyers beware! Many plans have restrictions and exclusions regarding time of cancellation and what portion of the investment is returned — please review carefully. With our plan, the full value of your investment is protected for cancellation up to and including day of departure with either cash back or trip credit returned, depending on the reason for cancellation.

Full Cash Refund Trip Cancellation Coverage

If you cancel for a covered reason up to and including day of departure, you’ll receive a cash reimbursement for your investment.

Trip Interruption coverage

Trip Interruption Coverage provides you with a reimbursement for your unused travel arrangements, plus the additional airfare cost to return home, if your trip is interrupted for a covered reason.

Medical/Dental Coverage

Does your health or dental insurance cover you away from home? Many plans offer little or no coverage for on-trip medical bills. Our plan covers up to $100,000 in on-trip medical expenses and also provides coverage for up to $500,000 in medical transportation costs if you must be medically evacuated for appropriate care.

Pre-Existing Medical Conditions Coverage

If you purchase your plan when you reserve your trip, you will also be covered for pre-existing conditions (which covers a time frame of 60 days prior to the purchase of your plan). To maximize your coverage benefits, we recommend adding your protection plan at point of sale. If booking is within 60 days of departure date, travel protection must be purchased at time of booking. Click HERE to learn more about pre-existing conditions coverage.

Loss or delay of Baggage/Personal Effects

Protect your belongings with coverage up to $3,000 for loss of baggage/personal effects. Has your luggage ever been delayed? Next time, benefit from up to $1,000 ($250 per person per day) in coverage.

Travel Delay

Have you ever encountered a flight cancellation or delay? Perhaps a better question would be — what traveler hasn’t? Meals and accommodations are covered when you have a flight delay or cancellation, or for other covered delays.

Missed Connection

What happens when your layover doesn’t go as planned? Enjoy the benefit of coverage for alternate travel arrangements when a flight connection is missed due to reasons such as bad weather or mechanical issues.

24/7 Traveler’s Assistance line

Want to book tickets and transportation to a local restaurant or show during leisure time while traveling? Have questions about your coverage? Not sure if you should seek medical attention? Need to arrange for an emergency return home? Trip Mate’s 24/7 Customer Assistance line complete with concierge and nurse helpline assistance is available to help.

Global XPI Online Medical Database

Upload your medical records, including allergies and medications and dosages to help your overseas physician provide you with the best possible care. You will receive a card that you can place in your purse or wallet that you can simply hard to your physician to be scanned electronically.

Online Claim Processing

Cut out the paperwork, inconvenience and delays by processing claims quickly and easily online.

Quick-Response Training of Vantage Staff

Both our US and overseas teams are specially trained in responding quickly to situations that may arise. If you have our travel protection, our team can respond quickly to connect with our travel protection provider to assist you at a time when time is often of the essence. We can also help to act as your advocate to ensure that your experience goes as smoothly as possible.


For More Information

Follow this link to detailed information, including the Plan Documents.


10 Reasons to Purchase


10 Reasons You May Need Coverage

After you reserve your trip, you never know what life has in store. An unexpected wedding invitation conflicts with your travel dates. A relative gets ill. Even during your trip, your baggage could go missing or you might stumble and need medical attention. Vantage’s Travel Protection Plan helps to protect you!

The smartest thing you can do before you travel is confirm whether your health and home insurance policies and credit card benefit provide travel protection … no matter what.

Chances are, they won’t. And by the time you discover this, it could be too late, and you could be out tens of thousands of dollars for medical bills or trip cancellation fees or some other disastrous occurrence that you couldn’t possibly have foreseen.

Vantage’s Travel Protection Plan offers coverage benefits both before and during your trip:

#1 You need to be evacuated after an accident for which medical treatment is unavailable.
#2 You or your traveling companion has a medical emergency during your trip.
#3 You are forced to evacuate your resort, hotel or cruise by a hurricane.
#4 Your home or destination becomes uninhabitable within 10 days of your departure due to fire, flood, earthquake, or other natural disaster.
#5 A family member or business partner unexpectedly becomes seriously ill, injured or dies.
#6 Your medication was lost or stolen and you need emergency prescriptions quickly.
#7 You need emergency cash and a new passport after they are stolen.
#8 A strike occurs on your vacation, completely stopping travel services at your destination.
#9 Unforeseen incidents generally not covered under travel protection plans are covered under our Enhanced Cancel For Any Reason Waiver.
#10 You or your traveling companion is required to serve on a jury or is subpoenaed while you are scheduled to travel.


For More Information

Rates


Per-Person
Trip Cost:
Rates
Up to $2,000 $200
$2,001 - $2,500 $269
$2,501 - $3,000 $299
$3,001 - $3,500 $349
$3,501 - $4,000 $399
$4,001 - $5,000 $499
$5,001 - $6,000 $649
$6,001 - $7,000 $799
$7,001 - $8,000 $899
$8,001 - $9,000 $999
$9,001 - $10,000 $1,099
$10,001 - 11,999 $1,299
Over $12,000 10.6% of paid
trip cost

* New Rates apply to bookings starting January 1, 2020. To view Travel Protection rates for bookings prior to July 1, 2017, please click here. To view Travel Protection rates for bookings between July 2, 2017 and December 31, 2019 please click here.

Please note: Purchase our plan within 14 days of reserving your trip and we’ll waive the Pre-Existing Condition Exclusion, provided you are not disabled from travel at the time the plan payment is paid. On Combination trips made up of 3 or more trips, Travel Protection is 16% of paid trip cost.

The Travel Protection Plan is Administered by:

Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114

Tel: 1-800-888-7292
Online at: www.tripmate.com
Plan Number: F427V

*In CA & UT, dba Trip Mate Insurance Agency

Underwriting:

United States Fire Insurance Company
Administrative Office: 5 Christopher Way
Eatontown, NJ 07724

Please note: These rates are preliminary and subject to change.

Frequently asked questions


Here are some Frequently Asked Questions about Travel Protection Plans.
Read about coverage for COVID-19 related claims here.
Note that a final claims determination is made based upon the plan provisions, and the written documentation we receive with your claim submission.

  1. What happens if my flight is delayed or canceled?
  2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Vantage Deluxe World Travel Protection Plan?
  3. What can I do if I lose my passport or visa close to the departure date of my Trip?
  4. What if bad weather is predicted where I plan to travel? Will the Vantage Deluxe World Travel Protection Plan cover me if I cancel my Trip?
  5. What happens if my bags do not arrive at my destination when I do? What do I do?
  6. If I require medical care while on my Trip, are my medical bills covered?
  7. How do I file a claim?
  8. Does the Vantage Deluxe World Travel Protection Plan cover my frequent flyer miles?
  9. What happens if I lose my job and I must cancel my Trip?

Click here for the answers.

Click here for detailed information, including the Plan Docum
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